Brand Strategy

We are seeking a highly motivated and detail-oriented Associate Relationship Manager - Real Estate to join the team at a leading bank in Mumbai. This pivotal role involves supporting the Real Estate financing division through comprehensive credit evaluation, meticulous portfolio monitoring, and seamless end-to-end transaction management. If you possess a strong understanding of real estate finance and a passion for managing key client relationships, we encourage you to apply.

Key Responsibilities

• Evaluate complex real estate financing proposals, including performing in-depth financial modeling, conducting rigorous cash flow analysis, and assessing security coverage to mitigate risks.
• Prepare comprehensive Credit Approval Memorandums (CAMs), credit notes, and all necessary internal approval documents for real estate transactions.
• Actively coordinate with Relationship Managers (RMs) and cultivate strong, lasting relationships with Chief Financial Officers (CFOs) and prominent developer promoters.
• Diligent monitor project progress, collection efforts, and ensure strict compliance with all credit covenants and regulatory requirements.
• Provide crucial support for business development initiatives, including deal origination, managing renewals, processing deferrals, and facilitating successful deal closures.
• Conduct market research and analysis to identify emerging trends and opportunities within the real estate sector.
• Assist in the preparation of presentations and reports for senior management and various stakeholders.

Requirements

• Proven experience in credit evaluation, financial analysis, or portfolio management, preferably within the real estate or banking sector.
• Strong proficiency in financial modeling, cash flow analysis, and assessing security structures.
• Excellent understanding of real estate financing principles, market dynamics, and regulatory frameworks.
• Exceptional communication, interpersonal, and negotiation skills to effectively manage relationships with clients and internal teams.
• Ability to work meticulously with attention to detail, strong analytical capabilities, and problem-solving skills.
• A Bachelor’s degree in Finance, Business Administration, Economics, or a related field is required; an MBA or relevant professional certification is a plus.

What We Offer

• An opportunity to work with a leading bank and gain significant exposure to high-value real estate transactions.
• A dynamic and challenging work environment that fosters professional growth and continuous learning.
• Competitive compensation package and benefits commensurate with experience and industry standards.
• A collaborative team culture focused on innovation and achieving excellence.
• Opportunities for career advancement within the banking and financial services sector.