Data Analyst

We are seeking a highly skilled and analytical Data & Reporting Analyst specializing in Credit Card Risk to join our dynamic team. The successful candidate will be instrumental in managing risk data pipelines, overseeing portfolio MIS, and producing essential recurring risk reports for a significant US credit card portfolio. This role offers a unique opportunity to contribute to critical decision-making processes by providing insightful data analysis and robust reporting solutions.

Key Responsibilities

• Design, build, and maintain automated risk dashboards, including key performance indicators such as delinquency trends, roll rates, vintage curves, and overall portfolio health.
• Develop and optimize complex SQL and Python data pipelines to feed critical risk and regulatory reporting requirements, ensuring data integrity and timely delivery.
• Proactively identify, investigate, and resolve data quality issues across various credit card data sources, including transaction records, statements, credit bureau data, and delinquency buckets.
• Generate comprehensive portfolio MIS reports, offering deep dives into performance metrics and risk exposures to inform strategic business decisions.
• Implement and enhance data reconciliation processes to ensure accuracy and consistency across all reporting outputs.
• Explore and integrate AI-driven solutions to further automate and enhance the efficiency and predictive capabilities of risk reporting.

Requirements

• Proven experience as a Data & Reporting Analyst, preferably within the credit card risk domain.
• Advanced proficiency in SQL, including complex joins, window functions, and query optimization techniques.
• Strong programming skills in Python, particularly with the Pandas library for data manipulation and analysis.
• Experience with data visualization tools such as Tableau or Power BI for dashboard creation and reporting.
• Demonstrated ability to automate data pipelines and implement robust data quality and reconciliation processes.
• Understanding of credit card portfolio dynamics, risk metrics, and regulatory reporting requirements.
• Excellent analytical, problem-solving, and communication skills.

What We Offer

• An exciting opportunity to work with a leading team on a significant US credit card portfolio.
• Exposure to advanced data analytics, AI-driven reporting automation, and complex risk management challenges.
• A collaborative and supportive work environment that fosters professional growth and innovation.
• Competitive salary and benefits package.
• Opportunities for career advancement within a rapidly expanding organization.