Senior Manager - Credit - Business Loan

KreditBee, a rapidly expanding fintech company in India, is actively seeking a Senior Manager - Credit - Business Loan to join our dynamic Credit Team. This is an exceptional opportunity for senior professionals passionate about credit underwriting, business loans, and risk assessment to lead and contribute significantly to our growth story.

As a Senior Manager - Credit, you will play a critical role in overseeing business loan applications, conducting advanced financial analyses, and ensuring robust risk management practices. You will lead by example within a fast-paced environment, leveraging your extensive expertise to drive informed lending decisions and enhance our credit portfolio. We are looking for immediate joiners who can quickly integrate into our team and lead with impact.

Key Responsibilities

• Lead and manage the credit evaluation and financial analysis processes for business loan applications.
• Oversee CIBIL analysis, KYC procedures, and ensure accurate and complete loan documentation.
• Develop and implement advanced strategies for risk assessment and mitigation in business lending.
• Collaborate effectively with cross-functional teams to optimize the loan application and approval workflow.
• Stay abreast of industry best practices, market dynamics, and regulatory changes impacting credit operations.
• Mentor and guide junior team members, fostering a culture of excellence and continuous improvement.

Requirements

• 2-5 years of strong experience in Business Loan credit evaluation and financial analysis, with leadership exposure.
• Demonstrated expertise in CIBIL analysis, KYC procedures, and comprehensive loan documentation.
• Prior experience in the Banking or NBFC sector is highly preferred.
• Proficiency in Hindi, Kannada, Telugu, Tamil, and English languages.
• Proven ability to thrive in a fast-paced, high-volume, and results-driven environment.
• Exceptional analytical, problem-solving, and decision-making skills with meticulous attention to detail.

What We Offer

• A leadership opportunity within India's fastest-growing fintech revolution.
• The chance to work on diverse and challenging credit portfolios with significant strategic impact.
• Collaboration with talented professionals in a dynamic and innovative team environment.
• Opportunities for significant professional growth and career advancement.
• The ability to drive impactful lending decisions using cutting-edge technology and data.